Water damage can be a very costly and frustrating experience. Not only does the damage itself need to be repaired, but often the contents of the damaged area must also be replaced. In some cases, water damage may even lead to structural problems in your home or business. So, it’s important to know if your homeowner’s insurance policy will cover the damages in a case such an event happens. The answer to that question depends on a number of factors and the type of policy you have.
We’ll go over some of the types of Cover the Water Damage homeowners insurance.
Types of Water Damage Covered By Homeowners Insurance
There are different types of water damage that may be covered by your homeowner’s insurance, some of these include the following:
- Water damage from a water leakage that occurs unexpectedly or unintentionally
Most homeowners insurance policies will cover sudden and unexpected water damage. If a pipe bursts, for example, or if water is released from the overflow of a dishwasher or washing machine.
- Water damage caused by storms or natural disasters
In some circumstances, your homeowner’s insurance may cover the damages caused by a natural disaster. A tree limb falling on your roof or a strong wind gust causing a window to break, for example, could be covered under your policy.
- Accidental or unavoidable sewer backups or overflows
If the reason the water damage occurred was because of a backup or overflow of the sewer system, and it can be proven that this was not intentional and unavoidable, then the damage caused by such an event may be covered.
- Damage caused by flooding
Water damage from a flood or a leaking pipe is often covered under homeowners insurance. To determine if the damage was caused by a flood, special investigators may be sent to your home to examine the situation and determine if the damage was due to flooding.
Contact us today
At Austin Water Damage, we provide same-day emergency water damage restoration, repair, removal, extraction, drying, mitigation, and cleanup. No matter what kind of water damage you’ve experienced, big or small, residential or commercial, our skilled technicians can handle it all. You can call us 24 hours a day, 365 days a year, for expert water damage Austin assistance. Call Austin Water Damage. Our location is 2700 W Anderson Ln unit 730 in Austin, TX 78757. Here at Austin Water Damage, our phone is 512 647 1194.
